ELIJAH JEREMIAH

Results-Driven Credit & Account Management Professional
Abeokuta, NG.

Work

Seeds and Pennies (Liberty)
|

Key Account Manager

Abeokuta, Ogun State, Nigeria

Summary

Currently leading strategic client relationships and driving business growth through effective account management and solution delivery for key clients.

Highlights

Managed a portfolio of key accounts, fostering strong client relationships and identifying opportunities for service expansion and revenue growth.

Developed and executed tailored account strategies, contributing to significant client retention and satisfaction improvements.

Collaborated cross-functionally with internal product and service teams to ensure seamless solution delivery and address complex client needs.

Analyzed client performance data and market trends to provide strategic recommendations, enhancing client value and informing business development initiatives.

Rank Capital (Beta Moni)
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Team Lead

Abeokuta, Ogun State, Nigeria

Summary

Led and mentored a high-performing team, overseeing daily operations and ensuring adherence to performance metrics and service standards.

Highlights

Directed a team of 5+ professionals, providing guidance, training, and performance feedback to optimize productivity and achieve departmental goals.

Implemented operational improvements that streamlined workflows and enhanced overall team efficiency by an estimated 15% in processing time.

Monitored key performance indicators (KPIs) to track team progress, identifying areas for improvement and implementing data-driven corrective actions.

Fostered a collaborative and supportive team environment, promoting skill development and professional growth among team members.

Credlanche (marketmoni)
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Team Lead / Branch Manager

Abeokuta, Ogun State, Nigeria

Summary

Managed branch operations and led a team, overseeing credit evaluation, portfolio management, risk assessment, and loan monitoring to ensure financial health and compliance.

Highlights

Directed daily branch operations and supervised a team of 5+ staff, ensuring strict adherence to company policies and achieving operational targets.

Conducted comprehensive credit evaluations and robust risk assessments for all loan applications, maintaining a low default rate across the portfolio.

Managed and optimized a diverse loan portfolio, actively monitoring performance and implementing proactive strategies for risk mitigation and recovery.

Improved loan recovery rates by developing and executing effective collection strategies, minimizing potential losses and enhancing overall branch profitability.

Beyond Credit Limit
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Credit Officer

Abeokuta, Ogun State, Nigeria

Summary

Assessed creditworthiness, processed loans, managed risk, cultivated client relationships, ensured compliance, and facilitated loan recovery.

Highlights

Performed detailed financial analysis and credit assessments for over 100+ loan applications, ensuring sound lending decisions and mitigating risk exposure.

Managed end-to-end loan processing, from application to disbursement, ensuring accuracy, efficiency, and full compliance with regulatory standards.

Implemented robust risk management protocols, identifying potential credit risks and recommending mitigation strategies to safeguard company assets.

Cultivated strong customer relationships, providing expert advice on loan products and ensuring high levels of client satisfaction and retention.

Aldenaire & Partners
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Administrative Assistant

Abeokuta, Ogun State, Nigeria

Summary

Provided comprehensive administrative and executive support, managing schedules, communications, and research for senior executives to ensure smooth operations.

Highlights

Managed and coordinated complex schedules, meetings, and travel arrangements for senior executives, optimizing their productivity and time management.

Conducted thorough research on various company operations and industry trends, compiling detailed reports to support strategic decision-making.

Provided essential administrative support, including handling phone calls, drafting correspondence, and managing email communications, ensuring timely and professional responses.

About

A results-driven and detail-oriented professional with over 5 years of experience in financial analysis, credit risk assessment, and loan portfolio management, adept at leading cross-functional teams and managing key client relationships. Proven ability to structure and negotiate loan deals, mitigate risks, and drive high recovery rates, demonstrating leadership in mentoring staff, improving operational efficiency, and enhancing overall team productivity to achieve strategic business objectives.

Education

BSc Marketing
Abeokuta, Ogun State, Nigeria

Undergraduate

Marketing

Moshood Abiola Polytechnic
Abeokuta, Ogun State, Nigeria

Ordinary National Diploma

Food Science and Technology

Unity High School
Abeokuta, Ogun State, Nigeria

High School Diploma

General Studies

Certificates

OND in Food Science and Technology

Issued By

Moshood Abiola Polytechnic

SSCE

Issued By

West African Examinations Council (WAEC)

Skills

Financial Services

Credit Analysis, Risk Management, Loan Portfolio Management, Loan Recovery, Credit Assessment, Compliance, Financial Reporting, Lending Decisions.

Leadership & Management

Team Leadership, Branch Management, Team Supervision, Operational Efficiency, Mentoring, Performance Management, Budget Management, Strategic Planning.

Client Relations & Sales

Customer Relationship Management, Key Account Management, Client Retention, Negotiation, Strategic Partnerships, Business Development.

Administrative & Organizational

Organizational Skills, Time Management, Detail Orientation, Multitasking, Communication, Interpersonal Skills, Research & Reporting, Document Handling, Executive Support.